Calculator

Rate Calculator

Work backwards from your target monthly take-home pay.

Target rate

Work backwards from your target monthly take-home

Target monthly take-home

Days per week

Weeks per year

Umbrella margin per week

Tax region

Student loan

Holiday pay treatment

Useful for agencies and contractors working back from the net income they need.

Results

Enter your details and click calculate.

Assumptions

Backsolves from target monthly netUses same umbrella assumptions as take-home page2026/27 UK tax and NIC settings